Q: How do i open an investment account?
A: Either by clicking on the "Contact Us"button by the top of the page, or by starting to build up your plan with our goal based plan builder tool.
Q: How does the account opening process look like? What should i be prepared for?
A: First, your investment profile will be assessed by completing a questionnaire. Next, you will need to provide your personal information through a form or a video call with our representative.
Q: How do I verify my identity?
A: With a colored copy of one or more documents of the following: Passport, National ID or Government issued ID.
Q: How do I verify my source of funds?
A: By providing one of the following documents: Yearly tax declaration, Payroll receipt, Bank statement (showing more than 3 months), Contract for sale of property or Insurance compensation receipt
Q: How do I verify my address?
A: With any of the following documents: Recent utility bill (gas, electricity or landline phone) no older than 3 months, Bank Account or Credit Card Statement (under conditions) no older than 6 months. The document has to be in your name and clearly has to show your name and address.
Q: What type of investment can I make with Talenter Trading?
A:
Talenter offers discretionary portfolio management services, according to your economical profile. We diversify your portfolio using ETF's, stocks and shares.
Q: What does high liquidity mean?
A: Liquidity refers to how easily and quickly an asset or security can be bought or sold in the market without causing a significant impact on its price. Market liquidity reflects how efficiently a market — such as a national stock exchange or a local real estate market — facilitates transactions at stable and consistent prices.
Q: How can I see my portfolio's performance?
A: You can access your account at any time to view comprehensive statistics and monitor your portfolio’s performance in detail.
Q: How do you make investment decisions? Do you rely on quantitative decision or mathematical models or do you rely on using judgment, experience, and intuition to make investment decisions?
A: Our investment strategies are grounded in mathematical models and quantitative decision-making. We utilize market data as the foundation for these models, which help define appropriate asset classes based on both statistical analysis and the individual investor’s profile. For instance, if a client selects a conservative investment model, we identify suitable asset classes accordingly and then select specific instruments that align with that risk profile.
Q: How does investment risk and reward work?
A: Risk and reward go hand in hand. The greater the potential return, the higher the level of risk involved. Likewise, pursuing higher growth also increases the possibility of loss. We understand that when you invest, it’s not just about knowing your potential gains — it’s equally important to understand the risks you’re taking. That’s exactly what our investment portfolios are designed to help you evaluate and manage.
Every type of investment carries its own level of risk. Generally, the higher the risk, the greater the potential return — but also the greater the possibility of loss.
Q: Why is rebalancing important?
A: Portfolio rebalancing is extremely important because it helps investors to maintain their initial asset allocation. By periodically rebalancing, investors can diminish the tendency for "portfolio drift,"and thus potentially reduce their exposure to risk relative to their target asset allocation.
Q: What is strategic asset allocation?
A: Strategic asset allocation is a portfolio strategy that involves setting allocations for various asset classes and rebalancing periodically. The portfolio is rebalanced to the original allocations when they deviate significantly from the initial settings due to differing returns from the various assets.
Q: What is Asset Correlation and why is correlation important?
A: Asset correlation measures the relationship and degree of dependency between two or more assets. It plays a key role in asset allocation, as the objective is to build a portfolio by combining assets with low or negative correlation — helping to reduce overall risk through diversification.
Q: Does portfolio manager change your asset allocation in light of economic conditions?
A: The portfolio manager may exercise discretion to make slight adjustments to the original asset allocation in response to changing economic conditions. However, these adjustments will be carefully managed to ensure that the portfolio remains within its original category and does not deviate from its intended investment profile.
Q: What is the minimum amount required to open an account?
A: The minimum initial investment is 50,000 USD/EUR.
Q: How do I invest with your company, which payment method I can use to deposit into my account? / How do I fund my account?
A: You can fund your account by using bank wire, once your account is approved, we provide you with necessary bank details for relevant bank
Q: Are there restrictions on funds deposited to my account?
A: We don't accept payments from 3rd party, bank-wire needs to be sent from bank account under your name. The amount of your deposit is not limited.
Q: How will I know that Talenter Trading received my money and where can I see my money?
A: Once money arrives to company account, which usually takes about 1-3 working days, our back-office team will notify you per e-mail and you will be able to log in on-line through member area on our web-site to view your funds
Q: Do I need to pay taxes from profits?
A: Every government has different tax procedures, in order to find out more informations, please contact relevant government tax office in your domicil / country. We don't provide advises regarding tax.
Q: Who is Talenter Trading?
A: We provide technology based asset management and custodian services, tailored to your investment needs and goals. Talenter will deliver a well-diversified portfolio which you can monitor in real time.
Q: How does portfolio management work?
A: We believe that best results are achieved when individual needs are taken into account. This is the reason we work with investment models developed for different investment goals, unique investor profiles and various scenarios. Whether you are cautious and limiting risk to the minimum, or adventurous and willing to take more chance in your investments, you will find the perfectly fitting style for yourself within the range of our investment models.
